An equilibrium import could easily decrease your level of membership with stability minimizing your general borrowing from the bank usage proportion Citi® Double Cash Credit: The new card has the benefit of an effective 0% basic Apr to own 18 months into the balance transfers produced in the earliest four days out-of account starting. After that, the fresh new variable Apr would-be %-%, considering your creditworthiness. There's an introductory harmony import fee of step three% (minimal $5) to own transmits accomplished inside the very first five days of account starting. Following, what you owe import percentage would-be 5% of any transfer (minimal $5). Citi Simplicity® Card: Which cards is best su