Invisible Consumer Liberties and you can Cures Away from Personal Student education loans Government student education loans was dischargeable during the personal bankruptcy merely based on undue adversity (a tight important once the interpreted of the courts). Creditors been employed by hard to promote this new myth the exact same basic applies to most of the individual student loans. Pick, e.g., Scholar Debtor Safety Center, Fairly Broke: The way the Student loan Business Stole a Generation's Directly to Personal debt Relief () ; Page of Senators Durbin, Brownish, Whitehouse, and you can Warren so you can CFPB Manager Chopra () . In reality, individual student education loans are usually dischargeable inside the b