Re: My personal education loan refi feel (SoFi, Serious, CommonBond) In the long run, I opted for SoFi, just who punctually enacted me personally out over an effective servicer, and i also never ever interacted that have SoFi once again (and then make me ask yourself in the event the same thing would have happened that have DRB), and that i reduced the borrowed funds but a few days back I'm buying property next season, so convinced meticulously from the DTI (and considering the all the way down rate. ), I decided to decide for the fresh eight 12 months.