six. PenFed Borrowing from the bank Partnership: Best for building borrowing APR: %–% Borrowing limit: $step 1,five-hundred to help you $20,100 Rather than most other creditors mentioned, OneMain Economic also provides each other unsecured and you can secure personal bank loan choice. Forever-borrowing borrowers, OneMain Monetary may possibly not be an aggressive choice for a keen unsecured loan; its minimal Apr try a top %. (още…)